Pratham Insurance - Health, Life, Motor & Business Insurance Services

LIC's New Bima Bachat plan offers the Life cover, Savings & Guaranteed pay-outs by paying Single Premium.
This plan offers Guaranteed 15% of Sum Assured at regular intervals depending on the term of the policy that customer choose.
On maturity, customer gets back the Single premium paid along with loyalty addition, if any.
This plan has an option of choosing the Accidental Life cover & Disability Benefit.
This plan also has the option of taking the Maturity proceeds in instalments as the policy-holder can choose the no of year as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in instalments.
LIC also offer the discount in the premium in case the mode of payment is Yearly and also in case of high sum assured.
The loan is also available to the policyholder after the completion of 1 year of the policy.

LIC's New Money Back Plan offers the Guaranteed pay outs along with Life cover.
This plan offers guaranteed tax-free 20% of Sum Assured in 5th, 10th & 15th Year of the policy. The premium payment term in this plan is 15 years.
On Maturity you will get tax-free Guaranteed 40% of Sum Assured along with vested reversionary bonus. LIC declared the bonus every year.
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
This plan also has the option of taking the Maturity proceeds in instalments as the policy-holder can choose the no of year as 5, 10 or 15.
In a similar way, the policy holder also has the option of choosing the death benefit in instalments.
LIC also offer the discount in the premium in case the mode of payment is Yearly.
The loan is also available to the policyholder after the completion of 1 year of the policy.

LIC's New Money Back Plan offers the Guaranteed pay outs along with Life cover.
This plan offers guaranteed tax-free 15% of Sum Assured in 5th, 10th, 15th & 20th Year of the policy. The premium payment term in this plan is 20 years.
This plan offers the Guaranteed risk coverage of 125% of Sum Assured from Day 1.
On Maturity you will get tax free Guaranteed 40% of Sum Assured along with vested reversionary bonus. LIC declared the bonus every year.
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
This plan also has the option of taking the Maturity proceeds in instalments as the policy-holder can choose the no of year as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in instalments.
LIC also offer the discount in the premium in case the mode of payment is Yearly.
The loan is also available to the policyholder after the completion of 1 year of the policy.

This plan has been designed especially for High Net Worth Individuals having Rs 1 Crore as minimum Life Cover.
It guarantees the risk cover of 125% of Sum Assured from Day 1 without any extra cost.
It offers the guaranteed bonus ranging from 5% to 5.5% of Sum Assured along with variable loyalty additions.
It also offers the regular guaranteed pay outs to the policy holders.
It has an inbuilt benefit of covering 15 critical illnesses.
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
This plan also has the option of taking the Maturity proceeds in instalments as the policy-holder can choose the no of year as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in instalments.
LIC also offer the discount in the premium in case the mode of payment is Yearly.
The loan is also available to the policyholder after the completion of 1 year of the policy.

Bima Shree is a limited payment plan with money back at regular intervals.
It offers the guaranteed bonus ranging from 5% to 5.5% of Sum Assured along with loyalty bonus as declared by LIC. It also offers the guaranteed risk coverage of 125% of Sum Assured from Day 1.
The policy holder gets regular guaranteed pay outs at regular intervals.
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
In case of a minor, this plan also has the premium waiver benefit in case of death of the parent.
This plan also has the option of taking the Maturity proceeds in instalments as the policy-holder can choose the no of year as 5, 10 or 15.
In a similar way, the policy holder also has the option of choosing the death benefit in instalments.
LIC also offer the discount in the premium in case the mode of payment is Yearly.
The loan is also available to the policyholder after the completion of 1 year of the policy.

This is the ideal plan for savings & Retirement Planning.
It provides the guaranteed tax free income of 8% of Sum Assured for life time.
It offers the life cover for life time.
The customer gets the tax-free maturity under this plan which includes the bonus also along with Sum Assured.
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
In case of a minor, this plan also has the premium waiver benefit in case of death of the parent.
The policyholder also has the option of choosing the death benefit in instalments.
LIC also offer the discount in the premium in case the mode of payment is Yearly.
The loan is also available to the policyholder after the completion of 1 year of the policy.

Money Back Plans